@charset "UTF-8";
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Roboto", sans-serif;
  font-weight: 400;
  background-color: white;
  color: black;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

a {
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

.page-wrapper {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  position: relative;
  z-index: 1;
}
.page-wrapper .site-footer {
  margin-top: auto;
}

.container {
  margin: 0 auto;
  max-width: 1440px;
  padding: 0 1rem;
  width: 100%;
}

.site-video-bg {
  height: 100vh;
  left: 0;
  overflow: hidden;
  position: fixed;
  top: 0;
  width: 100%;
  z-index: -2;
}
.site-video-bg video {
  height: 100%;
  left: 0;
  -o-object-fit: cover;
     object-fit: cover;
  position: absolute;
  top: 0;
  width: 100%;
}
.site-video-bg .site-video-overlay {
  height: 100%;
  left: 0;
  position: absolute;
  top: 0;
  width: 100%;
  z-index: 1;
}

.topbar {
  background: #000;
  color: #f7f5f0;
  position: relative;
  transition: transform 0.35s ease;
  z-index: 1001;
}
.topbar.is-hidden {
  transform: translateY(-100%);
}
.topbar .topbar-inner {
  align-items: center;
  display: flex;
  justify-content: space-between;
  min-height: 44px;
}
@media (max-width: 767.98px) {
  .topbar .topbar-inner {
    justify-content: center;
    min-height: 40px;
  }
}
.topbar .topbar-inner .topbar-social {
  align-items: center;
  display: flex;
  gap: 22px;
}
@media (max-width: 767.98px) {
  .topbar .topbar-inner .topbar-social {
    display: none;
  }
}
.topbar .topbar-inner .topbar-social a {
  color: #f7f5f0;
  font-size: 15px;
  font-weight: 700;
  line-height: 0.5;
  text-decoration: none;
}
.topbar .topbar-inner .topbar-social a svg {
  height: 20px;
  width: 20px;
}
.topbar .topbar-inner .topbar-social a svg path {
  fill: white;
}
.topbar .topbar-inner .topbar-social a:hover, .topbar .topbar-inner .topbar-social a:focus {
  color: #e0c273;
}
.topbar .topbar-inner .topbar-contact {
  align-items: center;
  display: flex;
  gap: 18px;
}
@media (max-width: 575.98px) {
  .topbar .topbar-inner .topbar-contact {
    gap: 10px;
  }
}
.topbar .topbar-inner .topbar-contact a {
  color: #f7f5f0;
  font-size: 16px;
  text-decoration: none;
}
@media (max-width: 575.98px) {
  .topbar .topbar-inner .topbar-contact a {
    font-size: 13px;
  }
}
.topbar .topbar-inner .topbar-contact a:hover, .topbar .topbar-inner .topbar-contact a:focus {
  color: #e0c273;
}
.topbar .topbar-inner .topbar-contact span {
  background: #c8a24a;
  display: block;
  height: 18px;
  width: 1px;
}
@media (max-width: 575.98px) {
  .topbar .topbar-inner .topbar-contact span {
    height: 14px;
  }
}

.site-header {
  left: 0;
  position: absolute;
  right: 0;
  top: 44px;
  z-index: 1000;
}
@media (max-width: 1199.98px) {
  .site-header {
    background-color: transparent;
  }
}
@media (max-width: 767.98px) {
  .site-header {
    top: 40px;
  }
}
.site-header.is-menu-open {
  background: rgba(6, 21, 42, 0.96);
}
.site-header.is-menu-open .mobile-menu {
  max-height: 620px;
  opacity: 1;
  visibility: visible;
}
.site-header.is-menu-open .menu-toggle span:nth-child(1) {
  transform: translateY(8px) rotate(45deg);
}
.site-header.is-menu-open .menu-toggle span:nth-child(2) {
  opacity: 0;
}
.site-header.is-menu-open .menu-toggle span:nth-child(3) {
  transform: translateY(-8px) rotate(-45deg);
}
.site-header.is-fixed {
  background: rgba(6, 21, 42, 0.96);
  backdrop-filter: blur(10px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.18);
  position: fixed;
  top: 0;
}
.site-header.is-fixed .site-header-inner {
  min-height: 78px;
}
@media (max-width: 1199.98px) {
  .site-header.is-fixed .site-header-inner {
    min-height: 70px;
  }
}
@media (max-width: 575.98px) {
  .site-header.is-fixed .site-header-inner {
    min-height: 64px;
  }
}
.site-header.is-fixed .site-header-inner .site-header-inner-top .site-header-inner-top-image {
  display: none;
}
.site-header.is-fixed .site-header-inner .site-header-inner-top .brokerage-box {
  display: none;
}
.site-header.is-fixed .site-header-inner .site-header-inner-top .site-header-inner-menu {
  display: flex;
}
.site-header.is-fixed .site-header-inner .site-header-inner-bottom {
  display: none;
}
.site-header .site-header-inner {
  align-items: center;
  -moz-column-gap: 1rem;
       column-gap: 1rem;
  display: flex;
  justify-content: space-between;
  min-height: 104px;
  padding: 1rem 0;
}
@media (max-width: 1199.98px) {
  .site-header .site-header-inner {
    min-height: 86px;
  }
}
@media (max-width: 575.98px) {
  .site-header .site-header-inner {
    min-height: 76px;
  }
}
.site-header .site-header-inner .site-header-inner-top-image {
  max-width: 350px;
}
@media (max-width: 1199.98px) {
  .site-header .site-header-inner .site-header-inner-top-image {
    display: none;
  }
}
.site-header .site-header-inner .site-logo {
  color: #fff;
  display: inline-flex;
  flex-direction: column;
  max-width: 150px;
  text-decoration: none;
}
.site-header .site-header-inner .site-logo .site-logo-main {
  font-family: Georgia, serif;
  font-size: 38px;
  font-weight: 400;
  letter-spacing: 8px;
  line-height: 1;
  text-transform: uppercase;
}
@media (max-width: 1199.98px) {
  .site-header .site-header-inner .site-logo .site-logo-main {
    font-size: 30px;
    letter-spacing: 5px;
  }
}
@media (max-width: 575.98px) {
  .site-header .site-header-inner .site-logo .site-logo-main {
    font-size: 24px;
    letter-spacing: 4px;
  }
}
.site-header .site-header-inner .site-logo .site-logo-sub {
  align-items: center;
  color: #c8a24a;
  display: flex;
  font-family: Georgia, serif;
  font-size: 15px;
  justify-content: center;
  letter-spacing: 9px;
  line-height: 1;
  margin-top: 9px;
  text-transform: uppercase;
}
@media (max-width: 575.98px) {
  .site-header .site-header-inner .site-logo .site-logo-sub {
    font-size: 12px;
    letter-spacing: 6px;
  }
}
@media (max-width: 1199.98px) {
  .site-header .site-header-inner .site-nav {
    display: none;
  }
}
.site-header .site-header-inner .site-nav ul {
  align-items: center;
  display: flex;
  gap: 20px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.site-header .site-header-inner .site-nav a {
  color: #f7f5f0;
  font-family: Arial, sans-serif;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 2px;
  text-decoration: none;
  text-transform: uppercase;
  transition: all 0.3s ease-in-out 0s;
}
.site-header .site-header-inner .site-nav a.site-nav-contact {
  align-items: center;
  background-color: transparent;
  border: 2px solid #c8a24a;
  border-radius: 5px;
  display: inline-flex;
  font-family: "Roboto", sans-serif;
  font-size: 1rem;
  font-weight: 500;
  justify-content: center;
  padding: 0.75rem 1.25rem;
}
.site-header .site-header-inner .site-nav a:hover, .site-header .site-header-inner .site-nav a:focus {
  color: #e0c273;
}
.site-header .site-header-inner .site-nav a:hover.site-nav-contact, .site-header .site-header-inner .site-nav a:focus.site-nav-contact {
  background-color: #c8a24a;
  color: #06152a;
}
.site-header .site-header-inner .site-header-cta {
  border: 1px solid #c8a24a;
  color: #c8a24a;
  display: inline-flex;
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1.5px;
  padding: 17px 24px;
  text-decoration: none;
  text-transform: uppercase;
}
@media (max-width: 1199.98px) {
  .site-header .site-header-inner .site-header-cta {
    display: none;
  }
}
.site-header .site-header-inner .site-header-cta:hover, .site-header .site-header-inner .site-header-cta:focus {
  background: #c8a24a;
  color: #06152a;
}
.site-header .site-header-inner .menu-toggle {
  background: transparent;
  border: 0;
  display: none;
  flex-direction: column;
  gap: 6px;
  margin-left: auto;
  padding: 0;
}
@media (max-width: 1199.98px) {
  .site-header .site-header-inner .menu-toggle {
    display: inline-flex;
  }
}
.site-header .site-header-inner .menu-toggle span {
  background: #f7f5f0;
  display: block;
  height: 2px;
  transition: all 0.25s ease;
  width: 30px;
}
.site-header .mobile-menu {
  max-height: 0;
  opacity: 0;
  overflow: hidden;
  transition: all 0.35s ease;
  visibility: hidden;
}
@media (min-width: 1200px) {
  .site-header .mobile-menu {
    display: none;
  }
}
.site-header .mobile-menu .mobile-nav {
  border-top: 1px solid rgba(222, 217, 206, 0.18);
  display: flex;
  flex-direction: column;
  padding: 18px 0 28px;
}
.site-header .mobile-menu .mobile-nav a {
  color: #f7f5f0;
  font-family: Arial, sans-serif;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.5px;
  padding: 14px 0;
  text-decoration: none;
  text-transform: uppercase;
}
.site-header .mobile-menu .mobile-nav a:hover, .site-header .mobile-menu .mobile-nav a:focus {
  color: #e0c273;
}
.site-header .mobile-menu .mobile-nav .mobile-nav-cta {
  border: 1px solid #c8a24a;
  color: #c8a24a;
  justify-content: center;
  margin-top: 14px;
  padding: 16px 20px;
  text-align: center;
}

.site-footer {
  background: #06152a;
  color: #f7f5f0;
  padding: 80px 0 28px;
}
.site-footer .site-footer-top {
  display: grid;
  gap: 50px;
  grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
}
@media (max-width: 991.98px) {
  .site-footer .site-footer-top {
    grid-template-columns: 1fr 1fr;
  }
}
@media (max-width: 575.98px) {
  .site-footer .site-footer-top {
    gap: 36px;
    grid-template-columns: 1fr;
  }
}
.site-footer .site-footer-top .site-footer-brand .footer-logo {
  color: #fff;
  display: inline-flex;
  flex-direction: column;
  max-width: 150px;
  text-decoration: none;
}
.site-footer .site-footer-top .site-footer-brand .footer-logo .footer-logo-main {
  font-family: Georgia, serif;
  font-size: 34px;
  font-weight: 700;
  line-height: 1;
}
.site-footer .site-footer-top .site-footer-brand .footer-logo .footer-logo-sub {
  color: #c8a24a;
  font-family: Arial, sans-serif;
  font-size: 11px;
  letter-spacing: 4px;
  line-height: 1;
  margin-top: 8px;
  text-transform: uppercase;
}
.site-footer .site-footer-top .site-footer-brand p {
  color: rgba(247, 245, 240, 0.76);
  font-family: Georgia, serif;
  font-size: 17px;
  line-height: 1.7;
  margin: 24px 0 0;
  max-width: 430px;
}
.site-footer .site-footer-top .site-footer-column h3,
.site-footer .site-footer-top .site-footer-contact h3 {
  color: #c8a24a;
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1.8px;
  margin: 0 0 22px;
  text-transform: uppercase;
}
.site-footer .site-footer-top .site-footer-column ul,
.site-footer .site-footer-top .site-footer-contact ul {
  display: flex;
  flex-direction: column;
  gap: 13px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.site-footer .site-footer-top .site-footer-column a,
.site-footer .site-footer-top .site-footer-contact a {
  color: rgba(247, 245, 240, 0.82);
  font-family: Arial, sans-serif;
  font-size: 14px;
  line-height: 1.5;
  text-decoration: none;
  transition: color 0.25s ease;
}
.site-footer .site-footer-top .site-footer-column a:hover, .site-footer .site-footer-top .site-footer-column a:focus,
.site-footer .site-footer-top .site-footer-contact a:hover,
.site-footer .site-footer-top .site-footer-contact a:focus {
  color: #e0c273;
}
.site-footer .site-footer-top .site-footer-column p,
.site-footer .site-footer-top .site-footer-contact p {
  color: rgba(247, 245, 240, 0.76);
  font-family: Arial, sans-serif;
  font-size: 14px;
  line-height: 1.8;
  margin: 0 0 14px;
}
.site-footer .site-footer-middle {
  align-items: center;
  border-bottom: 1px solid rgba(222, 217, 206, 0.16);
  border-top: 1px solid rgba(222, 217, 206, 0.16);
  display: flex;
  justify-content: space-between;
  margin-top: 58px;
  padding: 22px 0;
}
@media (max-width: 767.98px) {
  .site-footer .site-footer-middle {
    align-items: flex-start;
    flex-direction: column;
    gap: 16px;
  }
}
.site-footer .site-footer-middle p {
  color: rgba(247, 245, 240, 0.72);
  font-family: Arial, sans-serif;
  font-size: 12px;
  letter-spacing: 1.2px;
  margin: 0;
  text-transform: uppercase;
}
.site-footer .site-footer-middle .footer-social {
  display: flex;
  gap: 20px;
}
@media (max-width: 575.98px) {
  .site-footer .site-footer-middle .footer-social {
    flex-wrap: wrap;
  }
}
.site-footer .site-footer-middle .footer-social a {
  color: rgba(247, 245, 240, 0.72);
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-decoration: none;
  text-transform: uppercase;
}
.site-footer .site-footer-middle .footer-social a:hover, .site-footer .site-footer-middle .footer-social a:focus {
  color: #e0c273;
}
.site-footer .site-footer-bottom {
  align-items: center;
  display: flex;
  justify-content: space-between;
  padding-top: 26px;
}
@media (max-width: 991.98px) {
  .site-footer .site-footer-bottom {
    align-items: flex-start;
    flex-direction: column;
    gap: 18px;
  }
}
.site-footer .site-footer-bottom p {
  color: rgba(247, 245, 240, 0.58);
  font-family: Arial, sans-serif;
  font-size: 13px;
  margin: 0;
}
.site-footer .site-footer-bottom ul {
  display: flex;
  flex-wrap: wrap;
  gap: 16px 24px;
  justify-content: flex-end;
  list-style: none;
  margin: 0;
  padding: 0;
}
@media (max-width: 991.98px) {
  .site-footer .site-footer-bottom ul {
    justify-content: flex-start;
  }
}
.site-footer .site-footer-bottom a {
  color: rgba(247, 245, 240, 0.58);
  font-family: Arial, sans-serif;
  font-size: 13px;
  text-decoration: none;
}
.site-footer .site-footer-bottom a:hover, .site-footer .site-footer-bottom a:focus {
  color: #e0c273;
}

:root {
  --navy:#0A1F3C;
  --navy-deep:#06152A;
  --gold:#C8A24A;
  --gold-lt:#E0C273;
  --white:#FFFFFF;
  --ivory:#F7F5F0;
  --border:#DED9CE;
  --text:#1A2433;
  --muted:#5A6678;
  --green:#2E7D52;
  --r:6px;
  --maxw:880px;
}

.article-hero {
  background-color: #06152a;
  overflow: hidden;
  position: relative;
}
.article-hero .geo-hero {
  inset: 0;
  position: absolute;
  z-index: 0;
}
.article-hero .geo-hero img {
  height: 100%;
  -o-object-fit: cover;
     object-fit: cover;
  -o-object-position: center;
     object-position: center;
  width: 100%;
}
.article-hero .geo-hero.bottom-position img {
  -o-object-position: bottom center;
     object-position: bottom center;
}
.article-hero .article-hero-overlay {
  background: linear-gradient(180deg, rgba(6, 21, 42, 0.76) 0%, rgba(6, 21, 42, 0.48) 42%, rgba(6, 21, 42, 0.82) 100%), linear-gradient(90deg, rgba(6, 21, 42, 0.3) 0%, rgba(6, 21, 42, 0.08) 50%, rgba(6, 21, 42, 0.36) 100%);
  inset: 0;
  position: absolute;
  z-index: 1;
}
@media (max-width: 767.98px) {
  .article-hero .article-hero-overlay {
    background: linear-gradient(180deg, rgba(6, 21, 42, 0.82) 0%, rgba(6, 21, 42, 0.56) 42%, rgba(6, 21, 42, 0.88) 100%), linear-gradient(90deg, rgba(6, 21, 42, 0.36) 0%, rgba(6, 21, 42, 0.12) 50%, rgba(6, 21, 42, 0.42) 100%);
  }
}
.article-hero .article-hero-content {
  align-items: center;
  display: flex;
  height: 650px;
  justify-content: center;
  padding: 150px 0 60px;
  position: relative;
  z-index: 2;
}
.article-hero .article-hero-content .article-hero-content-wrapper {
  align-items: center;
  display: flex;
  flex-direction: column;
  max-width: 1140px;
  padding: 0 20px;
}
.article-hero .article-hero-content .article-hero-content-wrapper .crumbs {
  padding-top: 0;
}
.article-hero .article-hero-content .article-hero-content-wrapper .crumbs a {
  color: #e0c273;
}
.article-hero .article-hero-content .article-hero-content-wrapper .crumbs span {
  color: white;
}
.article-hero .article-hero-content .article-hero-content-wrapper .art-head {
  align-items: center;
  border: none;
  display: flex;
  flex-direction: column;
  margin: 0;
  padding-bottom: 0;
}
.article-hero .article-hero-content .article-hero-content-wrapper .art-head h1 {
  color: white;
  text-align: center;
}
.article-hero .article-hero-content .article-hero-content-wrapper .art-head .art-sub {
  color: #e0c273;
  margin: 0 auto 0.5rem;
  max-width: 70%;
  text-align: center;
}
.article-hero .article-hero-content .article-hero-content-wrapper .art-head .art-cred {
  border: none;
  color: white;
  padding-top: 0;
  text-align: center;
}

.page-wrap {
  padding: 60px 0;
}
.page-wrap .education-article {
  margin: 0 auto;
  max-width: 1080px;
  width: 100%;
}
.page-wrap .education-article p {
  text-align: justify;
}

.ui {
  font-family: Arial, Helvetica, sans-serif;
}

.crumbs {
  font-family: Arial, sans-serif;
  font-size: 13px;
  color: var(--muted);
  padding: 22px 0 4px;
  letter-spacing: 0.02em;
}

.crumbs a {
  color: var(--muted);
  text-decoration: none;
}

.crumbs a:hover {
  color: var(--navy);
  text-decoration: underline;
}

.crumbs [aria-current] {
  color: var(--text);
}

.art-head {
  padding: 14px 0 8px;
  border-bottom: 1px solid var(--ivory);
  margin-bottom: 6px;
}

.art-eyebrow {
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
}

.art-head h1 {
  font-family: Georgia, serif;
  color: var(--navy);
  font-size: clamp(26px, 4vw, 38px);
  line-height: 1.18;
  margin: 12px 0 10px;
}

.art-sub {
  font-style: italic;
  color: var(--muted);
  font-size: 18px;
  margin: 0 0 14px;
}

.art-cred {
  font-family: Arial, sans-serif;
  font-size: 13px;
  color: var(--muted);
  border-top: 1px solid var(--ivory);
  padding-top: 12px;
}

.ai-answer-summary {
  background: var(--navy-deep);
  color: #D6E4F5;
  border-radius: var(--r);
  padding: 28px 32px;
  margin: 26px 0;
}

.ai-answer-summary .lbl {
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-lt);
  display: block;
  margin-bottom: 10px;
}

.ai-answer-summary p {
  margin: 0;
  color: #D6E4F5;
  font-size: 17px;
}

.key-takeaways {
  background: var(--ivory);
  border-left: 4px solid var(--gold);
  border-radius: 0 var(--r) var(--r) 0;
  padding: 22px 26px;
  margin: 26px 0;
}

.key-takeaways .lbl {
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--navy);
  display: block;
  margin-bottom: 12px;
}

.key-takeaways ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.key-takeaways li {
  position: relative;
  padding: 5px 0 5px 30px;
}

.key-takeaways li::before {
  content: "✔";
  position: absolute;
  left: 0;
  top: 5px;
  color: var(--gold);
  font-weight: 700;
}

.art-body h2 {
  font-family: Georgia, serif;
  color: var(--navy);
  font-size: clamp(20px, 2.5vw, 26px);
  border-bottom: 2px solid var(--ivory);
  padding-bottom: 8px;
  margin: 48px 0 16px;
}

.art-body h3 {
  font-family: Georgia, serif;
  font-size: 20px;
  color: var(--navy);
  margin: 30px 0 10px;
}

.art-body p {
  margin: 0 0 18px;
}

.art-body a {
  color: var(--navy);
  text-decoration: underline;
  text-decoration-color: var(--gold);
}

.art-body ul {
  list-style: outside;
  margin-bottom: 1rem;
  padding-left: 1rem;
}

.bills-desk {
  background: #EEF2F8;
  border: 1px solid var(--border);
  border-radius: var(--r);
  padding: 22px 26px;
  margin: 26px 0;
}

.bills-desk .lbl {
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--navy);
  display: block;
  margin-bottom: 8px;
}

.bills-desk p {
  margin: 0;
  font-style: italic;
}

.market-note {
  background: var(--ivory);
  border-radius: var(--r);
  padding: 18px 22px;
  margin: 24px 0;
}

.market-note .lbl {
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
  display: block;
  margin-bottom: 6px;
}

.stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 14px;
  margin: 24px 0;
}

.stat {
  background: var(--ivory);
  border-radius: var(--r);
  padding: 18px 20px;
  text-align: center;
}

.stat .n {
  font-family: Georgia, serif;
  color: var(--navy);
  font-size: 30px;
  line-height: 1;
}

.stat .k {
  font-family: Arial, sans-serif;
  font-size: 12px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted);
  margin-top: 8px;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  margin: 22px 0;
  font-size: 16px;
}

.data-table th {
  background: var(--navy);
  color: #fff;
  font-family: Arial, sans-serif;
  font-size: 13px;
  letter-spacing: 0.04em;
  text-align: left;
  padding: 11px 14px;
}

.data-table td {
  padding: 11px 14px;
  border-bottom: 1px solid var(--border);
}

.data-table tr:nth-child(even) td {
  background: var(--ivory);
}

.proscons {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin: 24px 0;
}
@media (max-width: 767.98px) {
  .proscons {
    grid-template-columns: 1fr;
  }
}
.proscons ul {
  list-style: outside;
  margin: 0.5rem 0 0;
  padding-left: 1rem;
}
.proscons p {
  margin: 0.5rem 0 0;
}

.pros {
  border-left: 4px solid var(--green);
  background: #F3F8F5;
  padding: 16px 20px;
  border-radius: 0 var(--r) var(--r) 0;
}

.cons {
  border-left: 4px solid var(--border);
  background: var(--ivory);
  padding: 16px 20px;
  border-radius: 0 var(--r) var(--r) 0;
}

.aeo-figure {
  margin: 30px 0;
}

.aeo-figure figcaption {
  font-family: Arial, sans-serif;
  font-size: 13px;
  color: var(--muted);
  margin-top: 8px;
  text-align: center;
}

.aeo-figure svg {
  width: 100%;
  height: auto;
  display: block;
}

.references {
  background: var(--ivory);
  border-radius: var(--r);
  padding: 20px 24px;
  margin: 30px 0;
}

.references .lbl {
  font-family: Arial, sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--navy);
  display: block;
  margin-bottom: 10px;
}

.references ul {
  margin: 0;
  padding-left: 18px;
  font-size: 15px;
  color: var(--muted);
}

.references ul li a {
  color: darkgreen;
  font-weight: 400;
}

.dual-cta {
  background: var(--navy);
  border-radius: var(--r);
  padding: 30px 32px;
  margin: 34px 0;
  color: #fff;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  flex-direction: column;
}
.dual-cta h2 {
  border: none;
  color: #fff;
  margin: 0 0 6px;
  font-size: 23px;
}
.dual-cta p {
  margin: 0;
  color: #C9D4E4;
}
.dual-cta .cta-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: flex-start;
}
.dual-cta .cta-secondary {
  font-family: Arial, sans-serif;
  font-size: 14px;
  color: var(--gold-lt);
  text-decoration: underline;
}

.btn-gold {
  font-family: Arial, sans-serif;
  font-weight: 700;
  background: var(--gold);
  color: var(--navy);
  padding: 13px 26px;
  border-radius: var(--r);
  text-decoration: none;
  white-space: nowrap;
}

.btn-gold:hover {
  background: var(--gold-lt);
  text-decoration: none;
}

.faq-section {
  margin: 34px 0;
}

.faq-section h2 {
  border-bottom: 2px solid var(--ivory);
  margin-bottom: 0.75rem;
  padding-bottom: 0.5rem;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--r);
  margin: 10px 0;
  overflow: hidden;
}

.faq-q {
  font-family: Georgia, serif;
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  width: 100%;
  text-align: left;
  background: #fff;
  border: none;
  padding: 16px 20px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.faq-q:hover {
  background: var(--ivory);
}

.faq-q .pm {
  color: var(--gold);
  font-size: 22px;
  transition: transform 0.2s;
  flex: 0 0 auto;
}

.faq-q[aria-expanded=true] .pm {
  transform: rotate(45deg);
}

.faq-a {
  padding: 0 20px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease, padding 0.25s ease;
}

.faq-a[data-open=true] {
  padding: 0 20px 18px;
  max-height: 1400px;
}

.faq-a p {
  margin: 0;
}

.int-links {
  margin: 30px 0;
}

.int-links h2 {
  border-bottom: 2px solid var(--ivory);
  margin-bottom: 0.75rem;
  padding-bottom: 0.5rem;
}

.link-grid,
.dir-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 14px;
}

.link-card,
.dir-card,
.dir-hub {
  background: var(--ivory);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--r) var(--r) 0;
  padding: 16px 18px;
  text-decoration: none !important;
  display: block;
}

.link-card:hover,
.dir-card:hover,
.dir-hub:hover {
  background: #EFEADD;
}

.link-card .t,
.dir-card .t,
.dir-hub .t {
  font-family: Georgia, serif;
  color: var(--navy);
  font-weight: 700;
  display: block;
}
.link-card .d,
.dir-card .d,
.dir-hub .d {
  font-family: Arial, sans-serif;
  font-size: 13px;
  color: var(--muted);
  margin-top: 4px;
  display: block;
}